Business Expense Insurance

Like Income Protection, Business Expenses Insurance ensures that in the unfortunate event where you are unable to work, your expenses can continue to be covered.

Business Expenses Insurance is designed for business owners to ensure that the business expenses can be covered whilst you focus on your recovery. It helps to cover off expenses such as ;

• staff salaries,
• rent on your place of business,
• phone, gas and electricity,
• leasing expenses for equipment and vehicles,
• repairs and maintenance.

Business Expenses Options include;

• Waiting Period- This is the period of self insurance and can range for the first 14 days out to a two year waiting period.
• Benefit Period – This is how long the insurance company will pay a benefit for. Options generally having a maximum of two years.

Business Expense insurance can generally be packaged with Income Protection and are usually tax deductible.

Contact us today to review your insurance requirements for peace of mind that you and your family will be looked after in the unfortunate event of a claim.