Total and Permanent Disablement occurs when, through illness or accident, you are unable to return to your usual occupation. That is, the type of work you are qualified by training, education and experience to perform.
Permanent disablement can result in a dramatic lifestyle change. Expenses may increase, through medical and hospital costs, while income may decrease or cease. This type of cover can help you meet your medical costs and maintain your family’s quality of life.
Total and Permanent Disablement is paid as a lump sum benefit.
Contact us today to review your insurance requirements for peace of mind that you and your family will be looked after in the unfortunate event of a claim.