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Total and Permanent Disablement occurs when, through illness or accident, you are unable to return to your usual occupation. That is, the type of work you are qualified by training, education and experience to perform.

Permanent disablement can result in a dramatic lifestyle change. Expenses may increase, through medical and hospital costs, while income may decrease or cease. This type of cover can help you meet your medical costs and maintain your family’s quality of life.

Total and Permanent Disablement is paid as a lump sum benefit.

Contact us today to review your insurance requirements for peace of mind that you and your family will be looked after in the unfortunate event of a claim.


courtesy of Asteron life Insurance

Life Insurance

We can assist you to apply and review Life, TPD and Trauma Insurance to protect your most important asset – You!

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TPD Insurance

Total and Permanent Disablement (TPD) occurs when, through illness or accident, you are unable to return to any, or your own usual, occupation.

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Trauma Insurance

Trauma Insurance (otherwise known as Critical Illness Insurance) provides a lump sum payment if you have experience Critical Illness or Trauma .

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Income Protection

Income Protection insurance helps take the financial pressure off you if you cannot work due to sickness or injury.

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Business Expense Insurance

Like Income Protection, Business Expenses Insurance ensures that in the unfortunate event where you are unable to work, your expenses can continue to be covered.

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